Conference Themes:

Insurance Penetration Rate: Statistical Facts and Comparative Analysis
1. Life Insurances;
2. Non-life Insurances.

Factors of the Insurance Market Demands Effective in Insurance Penetration Rate
1. Culture and Insurance Penetration Rate;
2. The Role of Motivational Stimuli on Insurance Purchase and Their Effect on Insurance Penetration Rate:
a. Customer Orientation;
b. Loss Settlement;
c. Extra Services for Policyholders;
3. Policyholder Satisfaction and Insurance Penetration Rate;
4. Analysis of Economic Factors Affecting Insurance Demand;
5. Need Analysis and Tailoring Insurance Products based on Customer Needs;

Factors of the Insurance Market Supply Effective in Insurance Penetration Rate
1. Pricing Approaches and Their Effect on Penetration Rate;
2. Marketing in Insurance Product Sales: Methods, Challenges, and Strategies;
3. Insurance Instruments and Their Effect on Insurance Penetration Rate:
a. Comparative Analysis of Insurance Products and Identifying the Present Gaps;
b. Information Technology and Modern Instruments;
4. Insurance Service Quality and Its Effect on Insurance Penetration Rate;
5. Prime Cost, Technical Pricing, and Price Competitiveness;

Factors of the Insurance Business Environment Effective in Insurance Penetration Rate
1. Assessment of the Institutional Factors (i.e. Legal and Regulatory Factors) and their Effect on Insurance Penetration Rate Improvement;
2. Assessment of the Insurance Industry Structure and its Effect on Insurance Penetration Rate;
a. Competitiveness, distribution channels, and etc.
3. The Role of International Relationship in Insurance Penetration Rate;
4. Transparency, Public Trust, and Insurance Penetration Rate.


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